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Should You Live on a Weekly Allowance as an Adult?

Should You Live on a Weekly Allowance as an Adult?

03/19/2020Charlotte KMoney Management
Should You Live on a Weekly Allowance as an Adult? If adults stuck to the idea of a weekly allowance like we give our children, would we be better at saving money? Having a weekly allowance or budget of some sort is a great idea. However, many people tend to stir away
4 Habits to Change To Get Out of Debt

4 Habits to Change To Get Out of Debt

03/12/2020Charlotte KMoney Management
4 Habits to Change To Get Out of Debt Going from struggling financially to becoming debt-free isn't a quick or easy process, but it's possible. It starts with changing the way you think about debt and the way you approach your finances in general. If you want to get out
How to Use Payday Loans Effectively

How to Use Payday Loans Effectively

03/05/2020Charlotte KLoans & Services, Money Management
How to Use Payday Loans Effectively If you're in need of a payday loan and you've not had enough money to save up then a payday loan might be something worth considering. Payday loans can help tide you over until your next payday. They can provide the financial
How to Train Yourself to Become a Better Saver

How to Train Yourself to Become a Better Saver

02/27/2020Charlotte KMoney Management
How to Train Yourself to Become a Better Saver Do you want to make saving a priority, rather than an afterthought? If the answer is yes, then these tips can help you get into the savings habit, leaving you in better financial shape for the year ahead- and beyond. Read
Easy Ways to Save Money Fast (Even If You’re a Spender)

Easy Ways to Save Money Fast (Even If You’re a Spender)

02/20/2020Charlotte KMoney Management
How to Save Money Fast When You Are a Spender Being good with money is about more than just making ends meet. Some people are natural-born savers. Others, not so much. Were you born to spend? Saving money won't come easily, but it's not impossible. Were here to help you
8 Things You Should Know About Payday Loans

8 Things You Should Know About Payday Loans

02/13/2020Charlotte KLoans & Services
8 Things You Should Know About Payday Loans Regardless of your views on payday loans, there is no doubt they play an important role in the lives of thousands – possibly millions – of people. Seriously, think about it: Perhaps you’re in an emergency and you quickly
How to Repair Your Credit Score

How to Repair Your Credit Score

02/06/2020Charlotte KCredit Cards, Home Finance, Top Financial Tips
How to Repair Your Credit Scores Good credit scores, don't just happen. They're made. If you don't have good credit, there's an opportunity to do something about it. We'll outline some steps you can take to help fix your credit score, aka repair your credit. But first,
Emergency Fund: How Much Money Should You Have?

Emergency Fund: How Much Money Should You Have?

01/30/2020Charlotte KMoney Management
Emergency Fund: How Much Money Should You Have? If you don’t have the cash to cover an emergency, you’re taking a big risk because unexpected expenses are inevitable. You don’t want to find yourself in need of cash you don’t have, which is why you must have an
5 Ways to Save Money Grocery Shopping

5 Ways to Save Money Grocery Shopping

01/23/2020Charlotte KMoney Management
5 Ways to Save Money Grocery Shopping Make a list. Don’t hit the grocery store when you’re hungry. Clip coupons. Buy stuff on sale. You’ve heard the same obvious grocery shopping advice before, but here’s the reality: Your mad supermarket dash after work (or
A Guide to the Different Types of Loans

A Guide to the Different Types of Loans

01/16/2020Charlotte KLoans & Services
A Guide to the Different Types of Loans There are several different types of loans on the market. We've put together a quick breakdown to help you understand the difference between them. Loans allow you to borrow a fixed amount of money and repay it in equal amounts

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APR Disclosure. Some states have laws limiting the Annual Percentage Rate (APR) that a lender can charge you. APRs for personal loans can range from 4.99% up to 35.99%, or to the discretion of the lender, and vary by lender. Loans from a state that has no limiting laws or loans from a bank not governed by state laws may have an even higher APR. The APR is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments. Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement. APR rates are subject to change.

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