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Material disclosure

APR Disclosure. Some states have laws limiting the Annual Percentage Rate (APR) that a lender can charge you. APRs for personal loans can range from 4.99% up to 35.99%, or to the discretion of the lender, and vary by lender. Loans from a state that has no limiting laws or loans from a bank not governed by state laws may have an even higher APR. The APR is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments. Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement. APR rates are subject to change.

Material Disclosure. The operator of this website is not a loan broker, lender or agent for any lender or loan broker. They are an advertising referral service to qualified participating lenders that may be able to provide loan amounts between $100 and $1000 for cash advance loans and up to $5000 for installment loans. Not all lenders are able to provide these amounts and there is no guarantee that you will be accepted by an independent, participating lender. This service does not constitute an offer or solicitation for loan products which are prohibited by any state law. This is not a solicitation for a particular loan and is not an offer to lend. We do not charge you or endorse for any service or product. Any compensation received is paid by participating lenders and only for advertising services provided. This service and offer are void where prohibited. We do not control and cannot be held responsible for the actions of any lender. For questions, details or concerns regarding your loan please contact your lender directly as we do not have access to the full terms of your loan, including APR. Your lender can provide you with information about your specific loan terms, including their current rates and charges, renewal, payments and the implications for non-payment or missed/skipped payments. The registration information submitted by you on this website will be shared with one or more participating lenders. You are under no obligation to use our service to initiate contact with a lender, register for credit or any loan product, or accept a loan from a participating lender. Cash transfer times and repayment terms vary between lenders. Repayment terms may be regulated by state and local laws. Some faxing may be required. Be sure to review our FAQs for information on issues such as credit and late payment implications. These disclosures are provided to you for information purposes only and should not be considered legal advice. Use of this service is subject to this site’s Terms of Use and Privacy Policy.

Exclusions. Residents of some states may not be eligible for some or all installment, cash advance, short-term and/or small-dollar loans. Residents of Arkansas, New York, Vermont and West Virginia are not eligible to use this website or service. The states serviced by this website may change from time to time, without notice.

Credit Implications. The owner/operator of this website does not make any credit decisions. Independent, participating lenders that you might be connected with may perform credit checks with credit reporting bureaus or obtain consumer reports, typically through alternative providers to determine credit worthiness, credit standing and/or credit capacity. You agree to allow participating lenders to verify your information and check your credit by submitting your information. Loans provided by independent, participating lenders in our network are designed to provide cash to you to be repaid within a short period of time. The short-term loans or cash advance loans are not a solution for long-term debt and credit difficulties. Only borrow an amount that can be repaid on the date of your next pay period. Consider seeking professional advice regarding your financial needs, risks and alternatives to these types of short term, payday or cash advance loans. Late Payments of loans may result in additional fees or collection activities, or both and Non-payment of credit could result in collection activities, each lender has their own terms and conditions which detail this, please review their policies for further information. Every lender has its own renewal policy, which may differ from lender to lender. Please review your lender’s renewal policy.

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