is not a lender or a loan broker. We do not make loan decisions. We are a loan connect system. We connect consumers who are looking for payday loans or small installment loans to lenders who may be able to help by offering a loan to qualified consumers.

If after registering on the website, you are connected with a lender, the lender will make you an offer which will include the loan amount, the fees and APR, as well as the terms of repayment. Please make yourself aware of all terms of the loan, including the consequences if you do not make the payment on time.

You are under no obligation to accept the terms of the loan if you do not wish to. You are only obligated once you have electronically “signed” for the loan.

Your repayment will be automatically deducted from your bank account on the pre-scheduled due date. If you do not repay the loan in full, including all fees and interest charges, there are consequences of which you should be aware before agreeing to the loan. If repayment will be a problem, do not accept the loan.

All questions regarding repayment and its consequences should be directed to your lender. We work with numerous lenders that each have their own sets of rules for their loans.

If you do not repay the loan, including fees, on time, typical actions taken by lenders include turning your account over to a collection agency, reporting to a credit score agency, an offer to renew, which will add additional fees and charges to your account balance, and/or legal action.

Late Payments of loans may result in additional fees or collection activities, or both. Each lender has their own terms and conditions, please review their policies for further information. Nonpayment of credit could result in collection activities. Each lender has their own terms and conditions, please review their policies for further information. Every lender has its own renewal policy, which may differ from lender to lender. Please review your lender’s renewal policy.

Contact your lender with any questions or problems with your loan. does not charge consumers for its loan connecting services, so registering online is free!

Why choose us?


No phone calls

With our advanced platform matching your details to a dedicated panel of leading US lenders, your short term loan can be completed entirely online. If you have specific queries relating to your final offer, we can put you in touch with your lender.


Fast payment

After you successfully complete your online registraion for a LoanPigUSA short term loan, the money will be with you as soon as possible. With some of our lenders, this could be the same hour or day if the process is completed before a certain time or next day if completed in the evening.


Safety First

We don't store any of your details online so there is no chance of your information being stolen. Our lenders all run equally secure platforms and put your online safety first. Our site is encrypted (look for the padlock symbol in your browser top bar!) so any information we transfer to the lenders is safe too.


High Acceptance Rates

With our great panel of lenders waiting for your request and already catering for a wide variety of financial circumstances, we're positive we can find the short term loan you're looking for.


Money within 24 hours

Our lenders often pay the same day if the registration is early enough and your bank account accepts faster payments. Sometimes it might be the next working day and if you bank account doesn't support faster payments, it could be three days.



We pride ourselves on the accurate information on our site and all steps of the process should be clear and accurate and you whether you receive a quote from us or our panel of lenders, it will be clear and helpful.