Virginia Payday Loans

If you’re short on cash and are thinking about borrowing a small amount of money to help you get by, you might be considering a payday loan. Virginia payday loans

Are Payday Loans legal in Virginia?

In the state of Virginia payday lending is considered legal. Virginia Code Ann. §§ 6.2-1800 et seq., titled payday lenders, governs all aspects of payday lending in the state.

Virginia has a $500 payday loan limit. There is no strictly specified period for taking payday loans, however, it should not be less than 2 pay periods. The APR is capped at 36%, other finance charges include $5 verification fee and 20% loan fee. Criminal actions are prohibited.

Why choose LoanPigUSA?

If you’ve made the informed decision to take out a payday loan you can do so safe in the knowledge that we can help you do so in the safest way possible. Remember we are not a payday lender. Instead, we put you in touch with the right payday loans direct lenders in Virginia to suit your needs, helping you to make a well informed and zero-obligation decision that’s right for you and your household. There a number of reasons to choose us to help find you a loan, here are a few:

  • Simple registration application. We have a very safe and convenient website application for our online short term loan process.
  • Loans up to $2,500. When you apply for an easy online short term loan you will get approved for $100-$2,500.
  • Instant decision. Once you complete the online short term loan process, you will receive an approval within minutes.

Are there alternatives to Payday Loans?

Yes, several alternatives exist. For example, you can ask your employer for an advance on your paycheck or get a cash advance on your credit card (you may incur fees). You can ask to borrow money from friends or family members. Another option is to explore taking out a loan from a bank or credit union. However, such loans may be for amounts larger than you need, and they often require that you meet certain financial criteria.

Get started on your journey

If you want a loan as soon as possible, register online using our easy online form. If you don’t like the rates or terms proposed, you are under no obligation to accept the offer. It’s a win-win situation in which you get to see whether you qualify and what the terms are like.

Register Now!